RENEWABLE TERM

Your need for insurance protection may change over time and a Renewable Term plan is designed to change with you. Renewable Term coverage can be tailored to meet specific needs at whatever stage of life you find yourself. Contact a Financial Planning Representative to find out which Renewable Term can work for you.

OVERVIEW:

Non-participating term product

Insurance coverage to age 75

Guaranteed premiums

No cash surrender values

FEATURES:

Conversion option ? Up to age 65, you can convert this policy to a new permanent insurance policy without having to submit to a medical review for approval.

Living Benefit Loan ? in the event of terminal illness, this feature allows the insured to benefit while still alive.